Filed under: Agency Culture, Attitude & Aptitude, Colleagues, Confidence, Contribution, Creativity, Culture, Easter, Leadership, Management, Mischief, My Fatherhood, Parents, Perspective, Privilege, Process, Professionalism, Provocative

Today is the last post until the 7th April, thanks to Easter.
As many of you know, I’m not religious in the least – but if there’s a holiday in it, especially a holiday with a justification to eat the stuff I don’t allow myself to consume at any other point of the year, I’m all in on it.
So before I get on with today’s post, I wish you all a happy chocolate eating period … let’s be honest, with the shit going on in the World right now, we deserve whatever can make us happy for a few minutes.
Right … so let’s get on with things shall we>
There’s a term that states:
“Ask for forgiveness rather than permission”.
I get why … because however open minded a company may claim they are, most only want to operate within the narrow guidelines they’ve always followed.
That’s why, if there’s something you want to do that you know challenges convention – it’s better to do it and apologise later [regardless of the outcome] than ask first and likely lose the chance forever.
I have decades of experience of doing this – and have the written warnings to prove it [haha] – but what enabled me to get away with it was this:
1. I always had/have a logic driving my actions. Even if others didn’t/don’t quite agree with it – there is a reason that drives my desire to do something commercially and creatively original, interesting and/or different.
2. Whatever I did never crossed any legal, moral, financial or commercial line. I may be a nightmare at times, but with a family of lawyers, I’m not a total idiot.
3. Regardless of the outcome – good or bad [and more often than not, it was good. Eventually – haha] I always came clean to my boss. The reality it I knew they’d always find out eventually and it was far better to own it than be owned by it.
4. For most of my career, I’ve worked with/for bosses who I deeply respect and who I knew not only understood who I was – and had hired me because of it – but shared a similar belief of pushing things to explore new things. Not for wreckless or egotistical reasons, but out of pure creative, cultural or commercial curiosity. [Albeit they tended to be more considered, deliberate and discerning in their choices than me]
And it’s this last point that I’ve come to realise is one of the most important and valuable things any employee could ask for. In fact I’d go one further, I’d say I regard it as one of the most important factors when looking for a job.
Right now, it appears too many managers are more focused on managing up rather than lifting their people up. Caring more about how they look to their bosses than enabling their teams to develop, grow and lead in such a way that their worth to the organisation is blatantly apparent.
On one level, I get it.
Times are tough out there and you don’t want your future placed entirely in the hands of others actions and behaviours – except that’s the whole point of being a manager. Or at least in my book it is.
As I’ve said many times over the years, I believe the role of a manager is to help their people embrace and grow their talent in such a way that when they leave – as we all do at some point – they have more opportunities than they ever imagined having and that when someone wants to hire them … its as much for who they are and what they do as it is there’s a role that needs to be filled.
Does that always happen? No.
Has it happened more often than not? Yes.
Now I should point out I am not claiming any credit for what people have gone on to achieve – they did it with their own talent, experience and work – but I am saying that is the driving force behind how I approach my job … how I’ve always approached my job … and how I hope my colleagues see me approaching my job.
Put simply, working towards what they’re working towards or putting them in positions of opportunity where they have the right to say “no” to something rather than it being decided for them by someone else.
And if that sounds selfless, it’s not.
Because fundamentally, if they do well, I do well.
It’s how I demonstrate my worth to the people who are evaluating my worth. Because I believe there’s more value in liberating my teams potential than supressing it so only I look good to the powers-that-be.
To be honest, I’m worried this is all coming out the wrong way. I’m not trying to big-up my management skills – at the end of the day, the only people who can evaluate if I’m any good are the people who work with me. The point of this post is more about the commercial and professional importance of elevating people’s potential rather than simply focusing on elevating their productivity.
Sure, everyone has a job they have to do.
Sure, everyone has standards and ‘quotas’ they have to hit.
But my view is you achieve much more than that if you let your team grow rather than just makie them work more. And faster.
It’s why I passionately believe my job is far less about giving the team permission, and far more about giving them protection.
Protection from others judgement.
Protection from others attempts to control.
Protection from others formulaic approaches that never led to anything great.
All underpinned in the knowledge you’ve set the right values, standards and rigor that will guide their choices and decisions for every challenge or opportunity – even if things don’t end up going quite as anyone hoped or planned.
In some ways, it’s a bit like being a parent.
Where your role is to teach your kid how to think about handling a situation, rather than what to specifically do.
Or said another way … trusting their judgement, rather than trying to control it, even if they do something differently to how you would have approached it.
Of course people need to earn that trust – as I need to earn it from them – but believing in their ability has to be the starting point, because if you don’t, not only are you failing to create the conditions where they will even ask for permission, you’re creating the conditions where they’ll be too frightened to do anything different in the first place.
Filed under: 2026, A Bit Of Inspiration, Attitude & Aptitude, Australia, Bank Ads, Brand, Brand Suicide, Clients, Comment, Confidence, Context, Corporate Evil, Corporate Gaslighting, Customer Service, Finance, Loyalty, Management, Marketing, Marketing Fail, Perspective, Relationships, Reputation, Service, Standards
So, I have been a customer of ING Bank in Australia, for over 30 years.
THIRTY.
Given I have moved countries so often, I have had to update my country of residence many times – so when I received an email in December, asking me to ‘check my information’ for the banks legal requirements, I took it all in my stride.
Unsuprisingly, my information was – having updated it when we moved to NZ – was up to date and when I confirmed, I got a notification telling me all was good.
So imagine my surprise when in January, I received this …

I have no idea why my ‘document’ was not accepted, when [1] at the time it said it was and [2] it is the same one they have had on file for years – but I went to the website, as they requested, to provide another only to find this when I logged in.
ACCOUNT INACTIVE.
The bank, without letting me know in advance, had frozen my bank account.
Ice cold. Can’t access my money. Can’t spend my money.
What the actual fuck?!
To make matters even worse, they didn’t have any place where I could ‘update’ my information and so I found myself on hold for THREE HOURS.
Now, I appreciate there is anti-money laundering rules that need to be maintained but there’s 3 things I don’t understand.
Why did they freeze my account before asking me for other paperwork?
Why wasn’t my paperwork accepted given it has been fine for decades?
Why don’t they get their own shit in order before bullying their customers …
What do I mean by that last point?
2018 Dutch Settlement:
ING paid €775 million to settle charges with the Netherlands Public Prosecution Service for allowing clients to launder money for years, citing serious flaws in their counter-terrorism financing systems.
Systemic Failures:
Prosecutors identified instances where accounts were used for illicit activities, such as a lingerie trader laundering €150 million, which the bank’s systems should have flagged.
Regulatory Action:
The Dutch Central Bank oversaw corrective actions, and ING accepted responsibility, vowing to improve compliance.
Executive Liability:
While the large fine resolved the organizational charges, Dutch prosecutors later dropped criminal cases against former executives, including CEO Ralph Hamers, due to insufficient evidence for criminal liability, though they noted insufficient steps were taken.
2025:
ING faced new scrutiny in early 2025 over its role in a case involving former EU Commissioner Didier Reynders, with investigations into whether the bank failed to report suspicious activities related to him.
Other Jurisdictions:
ING Spain also received a fine in March 2025 for serious AML failings.
Yep, the bank that wants its customers to comply with money laundering rules has consistently failed to comply with money laundering rules … except where mine was a paperwork issue, theirs was an illegal activity issue.
Financial institutions consistently like to present themselves as ‘caring about their customers’, but the reality is the vast majority only care about themselves and their richest customers.
In that order.
Is it any surprise so many people are turning to things like bitcoin?
Sure, the risks are high but at least there’s a chance you could strike it rich whereas with so many financial institutions, they use fees, interest rates and access to keep so many exactly where they are.
Or worse.
Now I appreciate I am generalizing here.
I get many of the people who work in banks are decent people who are caught in the same situation as many out there. [And the person I dealt with at ING was very helpful and understanding … even when I took her through all of ING’s ‘mistakes]
But when people feel they are forever being spoken at, rather than listened to … there’s a point where people have as much interest in financial organizations as they offer their customers.
Which, according to a letter I received from ANZ Australia, is 0.01%.
The banking system operates on trust and confidence. What a shame those principals don’t extend to how banks see customers. Especially customers who have never done anything wrong for 3 bloody decades.
Well, ING lost one today.
Not because they wanted more paperwork from me but because they made a decision – that could have had a huge impact on me – without even discussing it with me. And if they can do that over a relatively minor issue, which – let’s not forget – their system had told me was ‘upto date’, then why would I ever believe I can trust my money is safe with them?
Filed under: 2026, A Bit Of Inspiration, Advertising, Agency Culture, Attitude & Aptitude, Brand, Brand Suicide, Comment, Communication Strategy, Complicity, Context, Corporate Evil, Crap Campaigns In History, Creative Development, Creativity, Culture, Egovertising, Food, Management, Marketing, Marketing Fail, Marketing Science, Mediocrity, Meetings, Perspective, Relationships, Relevance, Reputation, Research, Respect, Strategy, Systems, Wieden+Kennedy

It’s been a while since I’ve had a real rant, but this is going to be one.
So if you need a peaceful start to your week, look away – otherwise strap yourself in.
One of my real worries for the future o f our industry is not AI … it’s our lack of seriousness.
Before I go on, there’s a couple of things I need to clarify.
First, I am not advocating we add even more process, systems, data and/or logic in what we do – frankly, they’re increasingly becoming an obstacle to both creativity and commerciality as they increasingly view audiences [or worse, ‘consumers’] as walking wallets and the only aim is to bombard them at the moment of potential transaction.
Neither am I suggesting we should be treating all we do like we’re saving the planet with high-concept art. There may be cases where this approach is the right approach … but when I say a lack of seriousness, I mean it in terms of how we think about what we do, more than what we actually create.
For years, the ad industries ‘piece de resistance’ – The Super Bowl – has been a car crash for advertising and marketing. An endless stream of contrived, unsubtle – and often, unfunny – sponsored jokes that feature a production line of celebrities who are all willing to destroy their legacy for a dump-truck of cash being poured into their retirement pension plan.
It’s so depressing.
Sure, every year there’s one – maybe two – ads that really stand out. This year, for me, it was Manscaped … an ad that didn’t feature a celeb, had an actual idea and was actually related to the product they make. But even then, was it up there with 1984 … or Born of Fire? Probably not, but it was fun, memorable and – while not related to the Super Bowl per se – was made for the Super Bowl audience’s entertainment. As was Coin Base’s ‘karaoke’ spot … which, in terms of understanding the Super Bowl ‘ad break’ context they were in and the typical US audience mindset in that context … was a clever idea.
Look, I get how much pressure is in a Super Bowl spot. I’ve been there. It’s a fucking nightmare. There’s an almost endless amount of pressure placed on the work as every-man-and-their-dog adds more judgement, demands and mandatories … fearing their multi-million-dollar investment will be negatively judged by a global audience. And they’re right to worry about that … except the one thing they all seem to forget is the ad agency knows how to write and craft a spot better than all the C-Suite execs put together, so maybe if they let them get on with it, they’d have a higher chance of their work being loved rather than [at best] ignored or [at worse] openly mocked for how bad, contrived and/or embarrassing it is – thanks to either a terrible story/idea, endless and meaningless product features being crammed into the spot and/or the huge pointers in the script to make sure audiences get the gag, because they think people may be too stupid to get it. [When it’s more because they just won’t care]
All this data. All these systems. All this marketing science. And we’re actually getting worse.
And while I appreciate ad agencies have a lot to answer for, they’re not the only reason for this decline – but we’re not allowed to say that are we? Oh no.
We’re not allowed to talk about the impact of procurement departments.
We’re not allowed to talk about the lack of respect for marketing in companies.
We’re not allowed to talk about the dehumanization of people in the research.
And while you may think my tone is being influenced by it being a Monday morning, you’d be wrong – because it has nothing to do with it being the start of the week and everything to do with this:
What the fuck?
Seriously, what the actual fuck!?
And no, it is absolutely NOT an April Fool joke … which would still be bad, but make some sort of sense.
I thought the Ritz Cracker ad at the Super Bowl was possibly the worst thing I had ever seen [and if you haven’t seen it, I am so envious of you] … but I was wrong.
Who came up with this?
How the hell did it get through the endless committees, hierarchies and research?
And why – given the big PR announcements – are they so bloody proud about it?!!
Hell, even the infamous Kendall Jenner Pepsi ad had the good grace to only be tone-deaf and stupid for 40 seconds … but this? THIS???
It actually makes me angry. Properly angry.
Angry our industry is associated with it – even though it smacks of something an internal group at the client came up with or an outside agency who wanted to pander for more business. Angry they will claim this shows how much they ‘understand their customers’. Angry they think they’re sooooo clever and smart for it. Angry that an agency either came up with this or didn’t speak up about this. And angry this is what marketing has become.
Sure, we’ve all suggested some radical [read: daft] ideas down the years.
Name changes.
New product variants.
New category extensions.
But more often than not, they’ve either been killed or they’ve been done with a lot more care, craft and reality than this.
Maxwell Apartments?!
Maxwell fucking Apartments?!
What I find even more confusing is that the owners of Maxwell House – Kraft Heinz – have been so bloody good with their communication over the past few years – or at least Heinz have – which is why whoever sold this [or mandated this] should be both promoted and fired all within the same meeting.
And while I’m sure there’s some people out there that think I am being a snob … I have 5 things I want to end this post with.
1 I understand there may be reasons for this work only those involved would know and – if made public – may help explain why this approach was undertaken. [see: Mouldy Whopper]
2 I understand good intentions don’t always turn into good work for of a million different reasons. [So while I get my hatred may sting, it’s because I know no one intended this to happen]
3 I understand different cultures/audiences have different tastes and maybe I’m not either of them. [Though I did work on Maxwell House at Wieden, so I am aware of the brand and its audiences]
4 Ideas tend to represent the standard of creativity, company, colleague and agency that you’ve been exposed to in your life, and this one smacks of people blinkered by data, inhibited by corporate politics and/or residing in an echo-chamber bubble.
5 And finally – if you think I’m being an asshole – maybe if I tell you how I found out about this idea, you’ll realise I’m trying to encourage us to aim higher, because not only does our industry need it, I know we are more than capable of doing it. You see, I learned of this work – which has been in market since Sept 2025 – from watching a ‘news blooper’ … a news blooper where the TV presenters found it so fucking stupid, they couldn’t stop laughing at it. On air. That’s right, people who are paid to keep a neutral face – whether announcing the best or worst of humanity – couldn’t keep a straight face about this. Not because they loved it, but because they were openly mocking it.
Maybe it made sense at the time.
Maybe everyone involved was suffering an unknown illness.
Or maybe they need better people or a better work culture where this sort of thing can be stopped because people can speak up without being put down so you don’t make newsreaders and the World think you’ve left them with the worst possible taste in their mouth.






Filed under: 2026, A Bit Of Inspiration, Apathy, Attitude & Aptitude, Banks, Brand, Brand Suicide, Clients, Comment, Communication Strategy, Consultants, Corporate Evil, Corporate Gaslighting, Embarrassing Moments, Management, Marketing, Marketing Fail, Mediocrity, Microsoft, Money, Perspective, Process, Relationships, Reputation, Standards, Stupid, Technology
Over the 20 years of writing this blog, I’ve written a bunch of posts about corporate stupidity.
But of all the things I’ve seen or been exposed to, one act stands above all: when they try to gaslight their customers into believing the removal of a product and/or service, is a demonstration of how much they value and care about their customers.
We’ve seen it with ANZ Bank … when they tried to say reducing bank account interest to basically nothing, was their way of aiding financial responsibility.
We’ve seen it with NIKE … when they claimed the best way to serve their customers was to stop customers being able to order NIKE products from overseas and closing down their app.
And now this …
Yep … Microsoft are saying that to prove they’re always IMPROVING their Microsoft 365 service – a service millions pay a monthly subscription for – they are going to remove a feature that many people use.
That’s right, contrary to popular interpretation, they have decided improvement means deletion, which begs the question – whose ‘improvement’ are they talking about? Something tells me it’s their bank account.
OK, so they say that many – but not all – of the features are available in other products that you get as part of your subscription, but this is just bullshit.
They don’t tell people what those products are.
They don’t tell people how to use them in a way that will give them what they were using Microsoft Publisher for.
They don’t even fucking help you transfer all your existing Microsoft Publisher documents and files into something you can use – or turn to – later.
Nope … all they do is say, “we’re going to stop putting money into this product, you better save them as pdf’s or you’ll lose them and – while we’re at it – you better learn how to educate yourself and adapt your products so they fit with what we’ve decided you need, even though we never asked you and keep charging you an increased subscription fee.
Surely they know this is the opposite of good service?
Surely they realise this is not ‘improving’ their product?
Surely they understand customers can see through this bullshit?
In some ways I hope they don’t, because while it would mean they’re thick-as-shit, it would also mean they’re at least not trying to gaslight us.
But I am afraid it might be both …
Because Microsoft’s ability to fuck themselves – and their customers – thanks to terrible decisions is legendary.
Windows Phones.
Bing Search.
The killing of Office.
The shit that is Teams.
Skype.
Nokia.
Co-Pilot.
And basically 99% of the UI of 99% of their products.
This is a company that wants us to believe their vision of AI is one that is good for humanity and yet their behavior is more Dictatorship than democracy.
But as I pointed out at the top of this post, they’re not alone. We’re constantly seeing companies attempting to gaslight their customers with claims that by deleting a service, they’re offering a better service … even though they don’t offer an alternative and if they do, it’s either not as good or costs even more.
Which demonstrates 4 things:
Many companies care more about maxing money than doing good things that earn them money.
Many companies are gaslighting themselves more than customers because we sure-as-shit aren’t falling for this rubbish.
Most companies demonstrate the corporate culture is all about managing up rather than doing what is actually right for their customers.
Most companies hire consultancies because they validate their bad behaviour rather than hold them to standards and expectations of customers.
Which is why when a company goes on about how good their NPS score is, remember – it’s coming from a faceless data point, based on an average of other players in their category – rather than the voice of customers and how they evaluate the service in terms of anything and everything they experience and endure in their day.
More proof that there’s lies, damn lies and not just statistics but customer data.