The Musings Of An Opinionated Sod [Help Me Grow!]


It Doesn’t Matter How Much You Care About Something If You Hand It To Someone Who Doesn’t Understand It Or Doesn’t Care About …

For 50 years, I never dressed particularly fashionably.

I had a ‘style’, but it was never one people looked at and thought, “I want to dress like that”.

Questionable t-shirts, ripped jeans and a pair of birkies tend to have that reaction.

Part of this is because growing up, I was never exposed to anything ‘fancy’. Despite my Mum being Italian and going to Italy a lot … my version of designer clothing was stuff from Burton’s and C&A and nothing more.

But over the years, I got more and more exposed to the high-end fashion houses.

Projects with Prada and Chanel introduced me to people, stories and experiences that taught me there was far more to who they were than big prices and even bigger pretentiousness. But even that was not enough to convince me this was something for me.

Hell, I still remember the utter shock I felt when I heard a mate tell me they’d spent 70 quid on a t-shirt.

Sure, this was a 1000 years ago, but back then I didn’t know how that was even possible.

T-shirts were 3 for a few quid from Asda so what on earth could justify 70 pounds for a single tee???

And that was how things carried on for decades until 2 events happened in my life:

I got healthy and I started working for the most successful and influential luxury and street-fashion investor on the planet.

And with those 2 things, everything changed …

I got to go behind the scenes of the highest level of the industry.
I got to talk to the creative directors of the houses and labels who define global fashion.
I got to meet the people who create, curate and craft the experiences that define how fashion makes us feel.

But most of all, (1) I could now actually fit in their clothes and (2) my client sent me shitloads of them for free.

Of course, I appreciate how lucky I am for that – and I massively appreciate that they were doing it to ‘keep encouraging me on my health journey’. But – and I say this with utter love and respect for them – I can’t help the real reason is because they didn’t want me turning up to their big meetings and fancy events dressed like a trainwreck. What maybe triggered this was the time I found myself sitting next to Phoebe Philo, ex-creative director of Celine and founder of her own label, who – on seeing my t-shirt, featuring a cat logo – said:

“I love this, who is it by?”

To which I replied:

“My son made it, and that’s our cat”.

To be fair, she was brilliant but I can’t help but imagine she was also thinking, “who the fuck is this nutter I’m next to?”

Bit like the time I was in the lift with members of the Prada family.

They were – literally – the best dressed people I had ever seen in my entire life.

Me? I was wearing ripped jeans, some Nike’s and a hoodie probably from Asda.

Again, they were kind, warm and welcoming – and never once did I feel judged, in fact the opposite – but it was not long after that I started receiving a lot of fancy clothes – hahaha.

But the point of this post is not that I am more fashionably dressed person than I’ve ever been in my life.

Nor is it that I am one of the luckiest bastards on the planet.

No, it’s that the last few years have completely changed my perspective of the industry.

Where once I may have just seen it as pricey and poncy, I now have a deep appreciation, understanding and respect it..

The creativity, the craft, the inspiration, the statements, the history, the details, the obsession.

Put simply, the belief that EVERY detail matters, no matter how big or small.

Steve Jobs once talked about the importance of ‘painting behind the fence’ – the belief that even if no one ever sees or recognizes the care and consideration you have put into your work, you know and that matters – and in many ways, he could have been describing the luxury fashion industry.

You only has to watch the Netflix Documentary ‘7 Days’ – specifically the episode about Chanel’s couture catwalk show – and you’ll see how much thought goes into how every single detail is presented.

Not simply because image is important to them, but because they want to honour the work they have created.

Make sure it is represented, seen and felt exactly as intended and created.

It is a similar approach Metallica have to their music.

It’s why they bought the best vinyl printing plants in the World.
It’s why they invested in the best live concert sound-system in the World.
It’s why they own the rights to all the music they create and have ever created.

It’s not ego. It’s not hyping. It’s about ensuring they honour the work they’ve made so everyone experiences it exactly as intended, versus letting someone else determine that.

So where the fuck is this all going?

Well, it’s because recently I saw this.

Yep, it’s a billboard for the movie Devil Wears Prada 2.

BUT WHAT THE FUCK IS GOING ON WITH THAT IMAGE???

How is a movie centered around the world of luxury fashion and media using such a badly designed, stretched and distorted billboard like that?!

Looking online, I can tell you that’s not the official image – at least as far as I can tell – plus I should point out the image has accentuated the lines of the digital billboard, which weren’t visible to the human eye.

But that aside, the image used looks like someone at the local distributor, media agency or billboard company decided, for reasons I don’t understand, to create – or adapt – their own version of the official artwork; the result of which is a visual that makes Devil Wears Prada 2 seems more Poundland than Prada.

Which highlights two very important reminders:

1. Everything communicates who you are and what you value.
2. For the best result, make sure all who work for you – or with you –know who you are and what you value.

I’m not saying price or speed doesn’t matter, of course it does … but what price does sloppiness, misunderstanding or a need-for-speed end up costing?

And to those who say that doesn’t matter, because no one cares … I say this in return.

Not only do you not understand marketing …
Not only do you not care about your company …
You sure as shit don’t understand your customers.

Which gives us one final thing to remember …

For all the systems, processes and marketing practice methodologies you can use … if you forget who its for and what its for, then you’re truly wasting your money.

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Lies. Damn Lies. And Data …

Over the 20 years of writing this blog, I’ve written a bunch of posts about corporate stupidity.

But of all the things I’ve seen or been exposed to, one act stands above all: when they try to gaslight their customers into believing the removal of a product and/or service, is a demonstration of how much they value and care about their customers.

We’ve seen it with ANZ Bank … when they tried to say reducing bank account interest to basically nothing, was their way of aiding financial responsibility.

We’ve seen it with NIKE … when they claimed the best way to serve their customers was to stop customers being able to order NIKE products from overseas and closing down their app.

And now this …

Yep … Microsoft are saying that to prove they’re always IMPROVING their Microsoft 365 service – a service millions pay a monthly subscription for – they are going to remove a feature that many people use.

That’s right, contrary to popular interpretation, they have decided improvement means deletion, which begs the question – whose ‘improvement’ are they talking about? Something tells me it’s their bank account.

OK, so they say that many – but not all – of the features are available in other products that you get as part of your subscription, but this is just bullshit.

They don’t tell people what those products are.
They don’t tell people how to use them in a way that will give them what they were using Microsoft Publisher for.
They don’t even fucking help you transfer all your existing Microsoft Publisher documents and files into something you can use – or turn to – later.

Nope … all they do is say, “we’re going to stop putting money into this product, you better save them as pdf’s or you’ll lose them and – while we’re at it – you better learn how to educate yourself and adapt your products so they fit with what we’ve decided you need, even though we never asked you and keep charging you an increased subscription fee.

Surely they know this is the opposite of good service?
Surely they realise this is not ‘improving’ their product?
Surely they understand customers can see through this bullshit?

In some ways I hope they don’t, because while it would mean they’re thick-as-shit, it would also mean they’re at least not trying to gaslight us.

But I am afraid it might be both …

Because Microsoft’s ability to fuck themselves – and their customers – thanks to terrible decisions is legendary.

Windows Phones.
Bing Search.
The killing of Office.
The shit that is Teams.
Skype.
Nokia.
Co-Pilot.
And basically 99% of the UI of 99% of their products.

This is a company that wants us to believe their vision of AI is one that is good for humanity and yet their behavior is more Dictatorship than democracy.

But as I pointed out at the top of this post, they’re not alone. We’re constantly seeing companies attempting to gaslight their customers with claims that by deleting a service, they’re offering a better service … even though they don’t offer an alternative and if they do, it’s either not as good or costs even more.

Which demonstrates 4 things:

Many companies care more about maxing money than doing good things that earn them money.
Many companies are gaslighting themselves more than customers because we sure-as-shit aren’t falling for this rubbish.
Most companies demonstrate the corporate culture is all about managing up rather than doing what is actually right for their customers.
Most companies hire consultancies because they validate their bad behaviour rather than hold them to standards and expectations of customers.

Which is why when a company goes on about how good their NPS score is, remember – it’s coming from a faceless data point, based on an average of other players in their category – rather than the voice of customers and how they evaluate the service in terms of anything and everything they experience and endure in their day.

More proof that there’s lies, damn lies and not just statistics but customer data.

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Why The Answers Are Rarely Delivered In Words But Always Hidden In Plain Sight … [AKA: The Dangers Of Chasing And Communicating The Literal]

As many of you know, Otis has dysgraphia.

For those who don’t know what that is, it’s a condition that means – while his capacity to learn is the same as everyone else’s – the way he learns is different.

I’ve written about how his school has tried to accommodate him and how grateful we are for that, but the reality is – understandably – most schools are designed to cater to the masses, not the edge … so as much as Otis did well, it still meant he was being taught [and measured] to a standard more than his potential.

Anyway, this year – because he was due to change school having turned 11 – we decided to take the plunge and enroll him in a specialist creative school that follows an educational model that has been specifically designed for kids who have ability, but learn differently.

I am massively against private education, but within minutes of walking in – I got very emotional because I knew this is what he needed. What would help him thrive. Not to be better than others, but to be better for himself.

Within a few days of attendance, he proved we were right.

On about the 3rd day, he came home and told us why he knew this school was right for him.

It wasn’t because there’s only 90 kids in the entire school
[when previously there were 70 just in his class]
It wasn’t because the building feels more fun ad agency than place of studious education.
It wasn’t even because it’s next to a beach which the whole class goes to every day.

No, it was this: He doesn’t need to charge his laptop every day.

Now you may think that means he’s not doing much learning … but you’d be wrong. In fact, you couldn’t be more wrong.

You see, at his old school, all he ever did was use his computer.

Part of this was because dysgraphia affects your ability to write with a pen, so he did everything on a laptop. But the other part of this is because his teachers – in a bid to keep him busy while also needing to give attention to the rest of the class – gave him endless worksheets to fill in.

In essence, his education was more about data entry than learning.

That’s not a diss, we understand the situation they were in and were very grateful for the genuine interest in trying to help … however in just a few days, Otis has discovered what education really is about … what it really means … how it really feels.

And while he has stated he finds this harder … he’s not just happy about it, he’s happy about how he’s being encouraged to approach it.

Learn not follow.
Think not repeat.
Experience not reference.
Inclusive not exclusive.
Engaged not left to type.

Which is why the fact his computer only needs charging once-a-week rather than everyday is so noticeable and powerful.

Not just to him, but to his Mum and Dad as well.

It reminds me of the time I was doing a project for Coca-Cola in Indonesia.

We’d launched the Open Happiness work and I’d been sent to Indonesia to talk to kids about what optimism meant to them.

I remember talking to some kids – about 15 years old – when one of them took me to the other side of the street and pointed into the distance.

All I could see was a skyline filled with tall buildings and cranes that were building even more tall buildings so I asked him what I was supposed to be looking at.

“The cranes”, he said. “I’m seeing my future being built in front of my eyes”.

I loved it. I loved how they’d just communicated something pretty fluid and morpheus in a way that suddenly was clear-as-fuck. Something I didn’t just understand, but felt … while somehow also ensuring I was very aware of the context, conflict and challenge they’d gone through leading up to that point.

Like with Otis’ and his use of the battery % on his laptop to help me truly appreciate the journey he’d been on, the comment about the cranes made a lasting impression on me.

Which highlights a really important point.

People very rarely connect, project, express and see meaning in things in ways that reflect how we want them to communicate to us.

That doesn’t mean they lack ability, it means we lack the ability to translate them.

Some of that’s because we’ve become an industry that values convenience over nuance. Some of that’s because we’ve become an industry that values answers over understanding. Some of that’s because we’ve become an industry that values the functional not the emotional.
Some of that’s because we’ve become an industry that values what the clients want to say more than what the audience want to hear. Some of that’s because we’ve become an industry obsessed with the ‘science’ of marketing, not the people it’s for. But most of it’s because we’ve become an industry that places greater value on audiences repeating a specific set of words based on our communication than having them express its impact on them through their individual feelings, emotions and behaviours.

My son … and that kid in Indonesia … not only helped me understand what education and optimism meant to them in ways that no focus group or data set could ever achieve, but they gave me access into their world.

How they see it.
How they interpret it.
How they live within it.
How they cope inside of it.
How they hope to experience it.

The more we open our eyes and ears to what is going on in our audiences world – rather than focus on what we want them to specifically repeat in their world – the more we not only can make a bigger difference to our clients in the work we create, but the more our clients will make a bigger impact on the people they need.

Or as my friend Andy once said:

“Just because someone repeats what you want to hear, exactly as you want to hear it … doesn’t mean they believe a fucking word of it”.

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When You’re So Obsessed By Speed, You Fail To See What’s Happening Around You …

Do more.
Be faster.
Think quicker.
Create more.
Be more efficient.
Be more effective.
Give me more options.
Give me more answers.
Give me less questions.
Read my mind.
Do what I say.
Cut costs.
Cut time.
Go faster.
Deliver now.
Be agile.
Be ready.

Sound familiar?

What I find increasingly hilarious is that more often than not, the people who bark these demands are the opposite of ‘efficient’.

In fact, it seems the obsessive focus on speed is more to make up for time they’ve spent/wasted on indecisions … internal process … stake holder ‘management’ … or just not getting round to what needed to be done.

Look, I get stuff happens.
I also get we live in a fast-moving, competitive world.
But while there are times where speed can be a commercial advantage, what about quality???

Do I think everyone is like that?

No.

But by the same token, I’m increasingly hearing speed being talked about as the ‘goal’ rather than standards or quality.

It’s why there’s almost constant chatter about the need to embrace AI.
Or companies smashing themselves together to ‘increase efficiency and value’.
Or the creation of single creative groups, regardless they’re inhabited by talent born from agencies with totally different ethos and standards.

Maybe it’s because the people asking for this stuff – or selling this stuff – believe quality is inherent in their request and/or offer, however there’s 3 key issues with not openly talking quality:

It conveys speed is the ultimate priority.
It positions ‘care and craft’ as ‘nice to have’ but not necessary.
It minimizes the opportunity for an upfront conversation where issues regarding taste, standards, expectation and time can be discussed and aligned on.

This last point is especially important because the time allegedly ‘saved’ just getting on with stuff, often ends up taking even longer than if you’d been given the time to sweat the details in the first place, because what happens is the work is pants and it ends up in an endless review loop to confirm it.

Though there is an even worse scenario.

And that’s when the work gets approved and put out into the world … because then not only does it enter into the public domain, it hurts the brand, hurts the customers and hurts the industry as a whole. And if you think that doesn’t matter, then you’re revealing you may talk about customers, quality and value … but you haven’t got the faintest idea about any of them.

Increasingly the most important job in agency and clients is ‘quality control’ … but sadly, in both agency and clients, they’re no match for the allure of speed.

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Trust Is Nothing Without Respect …

So, I have been a customer of ING Bank in Australia, for over 30 years.

THIRTY.

Given I have moved countries so often, I have had to update my country of residence many times – so when I received an email in December, asking me to ‘check my information’ for the banks legal requirements, I took it all in my stride.

Unsuprisingly, my information was – having updated it when we moved to NZ – was up to date and when I confirmed, I got a notification telling me all was good.

So imagine my surprise when in January, I received this …

I have no idea why my ‘document’ was not accepted, when [1] at the time it said it was and [2] it is the same one they have had on file for years – but I went to the website, as they requested, to provide another only to find this when I logged in.

ACCOUNT INACTIVE.

The bank, without letting me know in advance, had frozen my bank account.

Ice cold. Can’t access my money. Can’t spend my money.

What the actual fuck?!

To make matters even worse, they didn’t have any place where I could ‘update’ my information and so I found myself on hold for THREE HOURS.

Now, I appreciate there is anti-money laundering rules that need to be maintained but there’s 3 things I don’t understand.

Why did they freeze my account before asking me for other paperwork?
Why wasn’t my paperwork accepted given it has been fine for decades?
Why don’t they get their own shit in order before bullying their customers …

What do I mean by that last point?

2018 Dutch Settlement:
ING paid €775 million to settle charges with the Netherlands Public Prosecution Service for allowing clients to launder money for years, citing serious flaws in their counter-terrorism financing systems.

Systemic Failures:
Prosecutors identified instances where accounts were used for illicit activities, such as a lingerie trader laundering €150 million, which the bank’s systems should have flagged.

Regulatory Action:
The Dutch Central Bank oversaw corrective actions, and ING accepted responsibility, vowing to improve compliance.

Executive Liability:
While the large fine resolved the organizational charges, Dutch prosecutors later dropped criminal cases against former executives, including CEO Ralph Hamers, due to insufficient evidence for criminal liability, though they noted insufficient steps were taken.

2025:
ING faced new scrutiny in early 2025 over its role in a case involving former EU Commissioner Didier Reynders, with investigations into whether the bank failed to report suspicious activities related to him.

Other Jurisdictions:
ING Spain also received a fine in March 2025 for serious AML failings.

Yep, the bank that wants its customers to comply with money laundering rules has consistently failed to comply with money laundering rules … except where mine was a paperwork issue, theirs was an illegal activity issue.

Financial institutions consistently like to present themselves as ‘caring about their customers’, but the reality is the vast majority only care about themselves and their richest customers.

In that order.

Is it any surprise so many people are turning to things like bitcoin?

Sure, the risks are high but at least there’s a chance you could strike it rich whereas with so many financial institutions, they use fees, interest rates and access to keep so many exactly where they are.

Or worse.

Now I appreciate I am generalizing here.

I get many of the people who work in banks are decent people who are caught in the same situation as many out there. [And the person I dealt with at ING was very helpful and understanding … even when I took her through all of ING’s ‘mistakes]

But when people feel they are forever being spoken at, rather than listened to … there’s a point where people have as much interest in financial organizations as they offer their customers.

Which, according to a letter I received from ANZ Australia, is 0.01%.

The banking system operates on trust and confidence. What a shame those principals don’t extend to how banks see customers. Especially customers who have never done anything wrong for 3 bloody decades.

Well, ING lost one today.

Not because they wanted more paperwork from me but because they made a decision – that could have had a huge impact on me – without even discussing it with me. And if they can do that over a relatively minor issue, which – let’s not forget – their system had told me was ‘upto date’, then why would I ever believe I can trust my money is safe with them?

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