The Musings Of An Opinionated Sod [Help Me Grow!]


TikTok Isn’t Spying On Us, It Lets Us Spy On Others …
March 16, 2026, 6:15 am
Filed under: 2026, A Bit Of Inspiration, Audio Visual, England, Home, Reputation, Social Media

If you worry about being under surveillance from the authorities, you won’t want to read this.

You see a few weeks ago, I was looking at dog videos on Tiktok.

I know … I know … sue me.

Anyway, at one point, I came across a video of a cute little puppy who was going completely nuts at a cardboard box.

Back and forth it would run around the room, jump on and off the sofa and then jump into – and out of – a cardboard box.

It was sweet but something felt a bit weird.

Not weird in a ‘wrong’ way, just weird.

And then I realized what it was.

It had nothing to do with the dog we were watching, but the house the dog was jumping around in … and there was one simple reason for it.

IT WAS OUR HOUSE!

That’s right, the dog in question was owned by the tenants of our house in the UK.

The house we moved into on the very day – much to our bank managers distress – that we decided to move to NZ. We didn’t even bother to unpack everything, haha.

Now we don’t know the tenants in our house.
We don’t know their name, what they look like or what their personal contact info is.
But we do know they have a dog because the agent looking after the house for us, asked us.

So it’s utterly bonkers that the TikTok algorithm decided – out of all the millions of videos of dogs out there – to serve us a clip of their pooch in our house?!!

The good news is the house looked loved, cared for and in tip-top condition … which is all a landlord could ask.

The bad news – for them – is I can now keep an eye on what they’re doing in it.

Cue: Evil Laugh.

We go on about how social media listens to what we say, but that’s the least of our concerns.

The real worry is you can be watched by people you don’t want seeing you.

Guess that means the dodgy movie Sliver, from the 90’s was actually a documentary …

They just didn’t know it yet. [Cue: evil laugh]

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When You’re So Obsessed By Speed, You Fail To See What’s Happening Around You …

Do more.
Be faster.
Think quicker.
Create more.
Be more efficient.
Be more effective.
Give me more options.
Give me more answers.
Give me less questions.
Read my mind.
Do what I say.
Cut costs.
Cut time.
Go faster.
Deliver now.
Be agile.
Be ready.

Sound familiar?

What I find increasingly hilarious is that more often than not, the people who bark these demands are the opposite of ‘efficient’.

In fact, it seems the obsessive focus on speed is more to make up for time they’ve spent/wasted on indecisions … internal process … stake holder ‘management’ … or just not getting round to what needed to be done.

Look, I get stuff happens.
I also get we live in a fast-moving, competitive world.
But while there are times where speed can be a commercial advantage, what about quality???

Do I think everyone is like that?

No.

But by the same token, I’m increasingly hearing speed being talked about as the ‘goal’ rather than standards or quality.

It’s why there’s almost constant chatter about the need to embrace AI.
Or companies smashing themselves together to ‘increase efficiency and value’.
Or the creation of single creative groups, regardless they’re inhabited by talent born from agencies with totally different ethos and standards.

Maybe it’s because the people asking for this stuff – or selling this stuff – believe quality is inherent in their request and/or offer, however there’s 3 key issues with not openly talking quality:

It conveys speed is the ultimate priority.
It positions ‘care and craft’ as ‘nice to have’ but not necessary.
It minimizes the opportunity for an upfront conversation where issues regarding taste, standards, expectation and time can be discussed and aligned on.

This last point is especially important because the time allegedly ‘saved’ just getting on with stuff, often ends up taking even longer than if you’d been given the time to sweat the details in the first place, because what happens is the work is pants and it ends up in an endless review loop to confirm it.

Though there is an even worse scenario.

And that’s when the work gets approved and put out into the world … because then not only does it enter into the public domain, it hurts the brand, hurts the customers and hurts the industry as a whole. And if you think that doesn’t matter, then you’re revealing you may talk about customers, quality and value … but you haven’t got the faintest idea about any of them.

Increasingly the most important job in agency and clients is ‘quality control’ … but sadly, in both agency and clients, they’re no match for the allure of speed.

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Trust Is Nothing Without Respect …

So, I have been a customer of ING Bank in Australia, for over 30 years.

THIRTY.

Given I have moved countries so often, I have had to update my country of residence many times – so when I received an email in December, asking me to ‘check my information’ for the banks legal requirements, I took it all in my stride.

Unsuprisingly, my information was – having updated it when we moved to NZ – was up to date and when I confirmed, I got a notification telling me all was good.

So imagine my surprise when in January, I received this …

I have no idea why my ‘document’ was not accepted, when [1] at the time it said it was and [2] it is the same one they have had on file for years – but I went to the website, as they requested, to provide another only to find this when I logged in.

ACCOUNT INACTIVE.

The bank, without letting me know in advance, had frozen my bank account.

Ice cold. Can’t access my money. Can’t spend my money.

What the actual fuck?!

To make matters even worse, they didn’t have any place where I could ‘update’ my information and so I found myself on hold for THREE HOURS.

Now, I appreciate there is anti-money laundering rules that need to be maintained but there’s 3 things I don’t understand.

Why did they freeze my account before asking me for other paperwork?
Why wasn’t my paperwork accepted given it has been fine for decades?
Why don’t they get their own shit in order before bullying their customers …

What do I mean by that last point?

2018 Dutch Settlement:
ING paid €775 million to settle charges with the Netherlands Public Prosecution Service for allowing clients to launder money for years, citing serious flaws in their counter-terrorism financing systems.

Systemic Failures:
Prosecutors identified instances where accounts were used for illicit activities, such as a lingerie trader laundering €150 million, which the bank’s systems should have flagged.

Regulatory Action:
The Dutch Central Bank oversaw corrective actions, and ING accepted responsibility, vowing to improve compliance.

Executive Liability:
While the large fine resolved the organizational charges, Dutch prosecutors later dropped criminal cases against former executives, including CEO Ralph Hamers, due to insufficient evidence for criminal liability, though they noted insufficient steps were taken.

2025:
ING faced new scrutiny in early 2025 over its role in a case involving former EU Commissioner Didier Reynders, with investigations into whether the bank failed to report suspicious activities related to him.

Other Jurisdictions:
ING Spain also received a fine in March 2025 for serious AML failings.

Yep, the bank that wants its customers to comply with money laundering rules has consistently failed to comply with money laundering rules … except where mine was a paperwork issue, theirs was an illegal activity issue.

Financial institutions consistently like to present themselves as ‘caring about their customers’, but the reality is the vast majority only care about themselves and their richest customers.

In that order.

Is it any surprise so many people are turning to things like bitcoin?

Sure, the risks are high but at least there’s a chance you could strike it rich whereas with so many financial institutions, they use fees, interest rates and access to keep so many exactly where they are.

Or worse.

Now I appreciate I am generalizing here.

I get many of the people who work in banks are decent people who are caught in the same situation as many out there. [And the person I dealt with at ING was very helpful and understanding … even when I took her through all of ING’s ‘mistakes]

But when people feel they are forever being spoken at, rather than listened to … there’s a point where people have as much interest in financial organizations as they offer their customers.

Which, according to a letter I received from ANZ Australia, is 0.01%.

The banking system operates on trust and confidence. What a shame those principals don’t extend to how banks see customers. Especially customers who have never done anything wrong for 3 bloody decades.

Well, ING lost one today.

Not because they wanted more paperwork from me but because they made a decision – that could have had a huge impact on me – without even discussing it with me. And if they can do that over a relatively minor issue, which – let’s not forget – their system had told me was ‘upto date’, then why would I ever believe I can trust my money is safe with them?

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Muck In Or Piss Off …

I love pitching.

I love the feeling of possibilities and potential.

I love being around people where we’re all focused on how a problem can be tackled in an interesting way.

I love the debate and the pushing of working out what’s the real problem we need to focus on.

I love watching the journey from everything to something …

Possibilities to a defined point of view.

It’s the thing that still gives me the most excitement … that triggers my insatiable desire to win better.

But – and it’s an important bit – that only works if we’re all are leaning in, because one thing I absolutely fucking detest is the backseat driver.

The people who are never short of opinion but always short of getting their hands dirty with the rest of us.

Who ask for meetings but then ask someone else to send the invite.
Who sit in reviews but do everything except what they’re supposed to do.
Who watch everyone working their ass off but never offer to help beyond a half-hearted enquiry as they are about to go home.
Who make their comments the morning after because they didn’t stay with everyone the night before to discuss the decisions.
Who sit around distracting everyone but not doing much for anyone.

Look, I get these things can happen occasionally and I also appreciate pitches often impact your life in ways that they shouldn’t – or you hope wouldn’t – but the people I’m talking about can be described by the very simple trait that they expect everyone to serve them rather than ‘muck in’. They convey an air of superiority regardless of their experience or level. And yet – should you succeed – you can be sure-as-hell they’ll be one of the first to insert themselves into any celebrations, acclaim or award, even though no one can actually define what exactly they did.

It’s why I love what someone told me they called them when I lived in Singapore.

Tai Chi Experts.

Not because of their calming influence.
Nor because of their clarity and control.
Because they are masters at one thing and one thing only.

Deflection. Deflection. Deflection.

Which is why for all the systems and processes the industry likes to claim it operates by, the reality is it’s driven by what I call ‘co-ordinated and synchronized sweat’ … which is why the people who ‘perform’ may still experience the kindness and care of their colleagues, but not the trust. And if that happens, then you’re probably fucked.

Which is why the best advice is to never be known as the Tai Chi Expert.

That doesn’t mean you have to destroy yourself to prove yourself, but it does mean you have to add to the process rather than just commentate on it.

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Is Your Audience Research Designed To Create Prejudice ?

Recently I had to interview a relatively well known singer songerwriter.

While their major successes were in the 90’s, they’d always had a place in popular culture – albeit British culture.

I went into the call only knowing what I had read up about them and what I had thought about them when they were making hits … so while I was intrigued to chat, I wasn’t exactly sure how it was going to go.

Fortunately for me, I had a secret weapon and that was a Mum who had instilled in me to ‘always be interested in what others are interested in’.

What this means is your job is simple: listen to them and follow where they take you.

That doesn’t mean you can’t ask questions.
Nor does it mean you can’t challenge them when you feel their answers contradict each other.
However, rather than go into it looking for faults or specific answers, your focus is simply to understand how they think and see the world.

And I am so grateful for that because the conversation was amazing.

Not just in terms of what was discussed, but how much I understood and – even related – to many of the choices and decisions they made on their journey.

A reminder that whoever you are … whatever plans you have … or wherever you’re from … we’re all bumbling along trying to make sense of the stuff we experience and are exposed to, while trying to keep on some sort of path we feel we can manage or hope to navigate.

I came out of our chat with a totally different perspective of this indivudual – both as a musician and as a human.

More than that, it allowed me to look back on my perceptions and realise how much I had let prejudices, associations and media [mis]shape my point of view. Or said another way, how I had chosen to ‘tune out’ their reality and ‘tune in’ to the noise surrounding them.

Noise created by people who often didn’t know them and certainly didn’t know what they were going through.

We all have experienced a version of that in our life. Now imagine it on a national and international scale?

Which is why that chat not only helped me see their choices and career through an entirely different lens … it made me feel deeply ashamed of myself.

Of my prejudice.
Of my judgement.
Of my wasted energy.

And I told them and they were incredibly kind and gracious about it. Far more than I deserved, let alone expected … but I can honestly say, I now look at who they are and what they have done – and do – with deep respect rather than judgement or ridicule.

That doesn’t mean I suddenly love their music – I don’t – but I do now completley understand where it came from and what it represented. Especially to them. And that – ironically – has allowed me to connect to them as an artist and a human far more than I ever imagined was possible … amplified by their openness, warmth and willingness to be vulnerable about moments in their life that were most definitely not easy.

I say all this because I think where I started prior to the interview represents what our industry is doing day after day.

Relying on cherry-picked data points, shortcuts and convenient answers, rather than going out their way to truly understand the textured lives, perspectives and challenges of the audiences they want and need to connect and engage to.

What’s making this even worse is how many research companies are now outsourcing ‘data gathering’ to AI driven bots … reinforcing that business increasingly values speed, convenience and efficiency over depth of underrstanding.

And the result of all this?

False perceptions.
Self-interest driven solutions.
Increased category convention advertising.

Or, to sum it up even more devastatingly … Maxwell House idiocy thinking.

It’s why I’ve always seen strategy as an outdoor job more than a desk job.

It’s why I’ve put-out books about what society is thinking over what marketing is claiming.

It’s why I’ve always favoured working with people like On Road and Ruby Pseudo over the conglomerate research companies.

And finally, it’s why – when told by planners they don’t have time to go out and talk to people – I’ve said that even if they talk to 3 people in the streets, that’s likely 3 more than anyone else. Because as much as it is always the right thing to make time for more understanding, the point isn’t about scale of opinion, it’s about scale of the nuances you will discover … because when you’re open to that, you’ll not only learn how much you never knew, but see how much your creativity can now impact and achieve.

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