The Musings Of An Opinionated Sod [Help Me Grow!]


America Is Modern History …

So I’ve already written how much I’m enjoying LA.

That doesn’t mean it’s better than China, just different.

I say that because there’s a huge amount of things about China I miss.

People. [Or at least some of them]
Clients. [Or at least some of them]
Culture. [Nearly all of it]

But there’s one thing I miss in its entirety and that’s how China deals with money.

More specifically, how China has embraced technology to enable people to transact their cash.

Of course, part of this is because China LOVES getting people to spend money and so the easier they make it, the easier it will be to get people to do it but then America – a land the Middle Kingdom copied in terms of capitalistic tendencies – is supposed to be a ‘spend society’ so I’m absolutely shocked how backwards they are in terms of embracing technology for finance.

Everywhere I go … everything I buy … can only be obtained with a credit card or a cheque.

A fucking cheque.

Seriously.

Oh yes, there’s the odd ‘Apple Pay’ option, but as we all know, that’s a piece of crap – especially compared to WeChat – so basically I’m in a situation where for the first time in literally 20 years, I am using cheque books.

At first, I thought they were joking, then I opened my bank account and they sent me 6 cheque books “to get me started”.

Six!!! Hahahahaha.

Thank God I was a pre-existing AMEX customer so I could get a local card otherwise – given the way America only offers you credit if you’re wildly in debt – I’d have to buy a bloody newspaper with a cheque.

The World may laugh at QR codes, but China has shown how they can be used to change the way people behave and transact with money forever. If America wants to be great again, modernizing their approach to money might be a good first step.